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Heartiest Congratulations and Best Wishes To our Honorable Chairman Mr. A K M Monirul Hoque, Nitol Insurance Company Limited, For been Elected as the Director of Federation of Bangladesh Chamber of Commerce and Industry (FBCCI), the Apex body of business community for 2021-2023.
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Marine Insurance
Product Summary
Geen Delta is one of the leading providers of Marine Insurance in Bangladesh.
The packages comprise:
Hull Insurance.
Cargo Insurance.
Lloyd´s is the famous world´s Marine insurance market.
Marine Insurance Act 1906.
Hull Insurance
Concerns the insurance of ships.
Hull, machinery etc.
Cargo Insurance
Plays an important role in domestic trade as well as international trade.
Provides insurance cover in respect of loss of or damage to goods during transit by –rail, -road –sea -air
Types Of Marine Policy
Time Policy
Voyage Policy
Mixed Policy
Institute Cargo Clauses ( C )
Fire or explosion.
Vessel or craft being stranded, grounded, sunk or capsized.
Overturning or derailment of land conveyance.
Collision or contract of vessel, craft or conveyance with any external object other than water.
Discharge of cargo at a port of distress.
General average sacrifice.
Jettison
Institute Cargo Clauses ( b )
Provides cover under ICC ( C )
Additional risk
Earthquake, volcanic eruption or lightning.
Washing overboard.
Entry of sea, lake or river water into vessel.
Total loss of any package lost overboard or dropped whilst loading or unloading from vessel.
Extraneous Risks
Can be added on payment of extra premium to ICC (B)
a) Theft, pilferage and / or non-delivery.
b) Fresh water and rainwater damage.
c) Hook and / or oil damage.
d) Heating and sweating.
e) Damage by mud, acid and other extraneous substances.
f) Breakage.
g) Leakage.
h) Busting / tearing of bags
Institute Cargo Clause (a)
Provide cover for all risks of loss or damage.
All risks means losses which are caused by accidental circumstances.
Under ICC (C) and (B) the risks covered are specified.
Exclusions
Loss caused by willful misconduct of the insured.
Ordinary leakage, ordinary loss in weight or volume or ordinary wear and tear.
Loss caused by inherent vice or nature of the subject matter.Loss caused by delay.
Loss arising from insolvency or financial default of owners of the vessel.
Loss or damage due to inadequate packing.
War, riot, strike, lock-out, civil commotions and terrorism.